Group Pension Schemes


As a member of your employer's pension scheme, you have taken the important first step towards providing an income for your retirement. Throughout your working life, it is important to review your pension contributions regularly, to ensure that you are saving enough to fulfil your retirement goals.

If you find there are any shortfalls in your pension savings or if you want to boost your income in retirement an AVC (Additional Voluntary Contribution) could be the right thing for you. An AVC is a tax efficient, optional payment designed to enhance your benefits and give you greater options at retirement.

The benefits of topping up your retirement plan

  • Generous tax relief
  • Maximise your tax-free lump sum
  • Provide a higher pension income
  • Make financial provisions for your dependants
  • Have greater flexibility and control over your fund at retirement

Still one of the most tax effient way to save for retirement

  • Tax relief: You can normally claim up to 49%* tax relief on your contributions to your AVC plan.
  • Tax-Free Growth: Under current legislation the money you contribute is allowed to grow tax-free.
  • Tax-Free lump sum: Part, or in some cases all, of your fund may be taken as a tax-free lump sum at retirement.

Call us for advise and quotations on
01 8406696 | 087 123 9724



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