Self Employed Personal Pension Plans


Personal Pensions are private pensions that are managed for you by a life insurance or investment company. If you are earning an income but are unable or not entitled to join a Group Pension plan, or if you are self-employed, then you can start a Personal Pension.

Personal Pensions

Personal Pensions give you the freedom to decide how much you want to contribute, and where your contributions are invested. However, bear in mind that the older you are when you start, then the more money you will need to contribute to reach your target.

Benefit from generous tax reliefs:

  • Personal Pension and PRSAs come with very attractive retirement and tax benefits:
  • You enjoy tax relief on the contributions you make
  • The growth of your investment is tax free
  • You can take a tax-free lump sum upon retirement.


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